Financial planning
Your monthly average is lying to you
Buy a car and suddenly your budgeting app thinks you spend $9,000 a month. How one-off expenses distort every metric that matters — and how to fix it.
Web · iPhone
Your smart money partner for clarity, confidence, and financial wins.
Smart. Secure. Always on your side.
Currently invite-only.

Everything in one place
Bank accounts, credit cards, investments, real estate with live valuations, vehicles, private holdings — connected automatically or added manually, rolled into one net worth that updates every day.
Honest analytics
Transfers between your own accounts and credit card payments never count as spending. Big one-off purchases stay out of your monthly averages. The result: a run rate you can actually plan around.
Budgets & bills
Budgets start from your real 6-month averages — distortions already removed. Recurring bills are detected automatically with predicted due dates, and email reminders arrive before the charge does.
Card rewards
We map your real spending against every major card's earning rates and point valuations, show what you earned versus the best you could have earned, and tell you when switching would genuinely pay.
Household
Invite your partner with their own login. See combined net worth and spending — while each of you controls, per account, whether the other sees everything, balances only, or nothing at all.
Planning
A Monte Carlo simulator runs a thousand futures against your actual portfolio, savings, and spending — and tells you the earliest retirement age you can claim with confidence, not hope.
We built the exclusion engine first: matched transfer pairs, card payment detection, one-off flagging, split transactions. Every chart in Trixie is built on numbers that survive scrutiny.
iPhone app
Log cash spending in seconds, review transactions, manage budgets, and run retirement simulations on-device. The app and the web are always the same numbers.
Financial planning
Buy a car and suddenly your budgeting app thinks you spend $9,000 a month. How one-off expenses distort every metric that matters — and how to fix it.
Credit cards
Points sound like free money until you try to spend them. A practical guide to point valuations, transfer partners, and why 1¢ per point is your baseline.
Credit cards
You don't need 12 cards or a spreadsheet. You need to know your top three categories and stop leaving 2% on the table for them.