Invite-only

How Trixie works

Trixie helps individuals see what they actually have and what they actually spend — then budget, bill, reward, and plan from that foundation. Invite-only. Read-only account connections via Plaid.

1. 01

   Build your whole balance sheet

   Connect banks and cards, pull in investments, add home equity estimates, and enter manual assets. Trixie rolls that into a daily net worth so “what I have” is one number, not a pile of logins.

2. 02

   Get an honest run-rate

   Recurring life cost is separated from one-offs. Transfers between your own accounts and credit-card payments are handled so they don’t inflate spend. The result is a run-rate you can use for real decisions.

3. 03

   Exclusion engine underneath

   Matched transfer pairs, card-payment detection, one-off flagging, and split transactions keep charts trustworthy. Everything else in Trixie builds on that layer.

4. 04

   Budget and bills from your history

   Category suggestions come from recent history; you create and own the budgets. Recurring bills surface with predicted due dates, with optional email reminders.

5. 05

   Household, without losing control

   Invite a partner. Per account, share everything, balances only, or nothing. Their login stays theirs; yours stays yours.

6. 06

   Act on the truth

   • Card rewards: spot where spend isn’t on the best card
   • Retirement Monte Carlo: seeded from your real portfolio, savings, and spend
   • Ask Trixie: chat over your data — a feature on top of measurement, not the product itself

7. 07

   Web + iPhone

   Same core money flows signed-in on web and iPhone.