Trixie’s take
Honest numbers, plainly explained
Short takes on honest run-rate, exclusion, net worth, and the rest of how money actually works in Trixie.
Financial planning · September 26, 2026 · 8 min
What an honest run-rate means in Trixie
An honest run-rate is what you actually spend after transfers, credit card payments, and one-offs are handled correctly — so budgets, bills, and retirement planning start from reality.
Financial planning · September 25, 2026 · 7 min
How Trixie’s exclusion engine decides what counts
Transfers, credit card payments, one-offs, and splits — how Trixie’s exclusion engine builds an honest picture of what you actually spend.
Financial planning · September 24, 2026 · 6 min
Your whole balance sheet, updated daily
Banks, cards, investments, real estate estimates, and manual assets in one daily net worth — so planning starts from a complete picture, not a checking-account slice.
Financial planning · September 23, 2026 · 6 min
Budgets suggested from your last six months
Trixie turns cleaned category history into budget suggestions you review and create yourself — with rollover and a catch-all so the plan matches real life.
Financial planning · September 22, 2026 · 6 min
Household invite with per-account visibility
Share Trixie with a partner or household using clear per-account visibility — so joint and individual accounts stay understandable and everyone sees the same honest net worth and run-rate.
Financial planning · September 21, 2026 · 6 min
Where your spend misses card rewards
Trixie compares your real category spend to a rewards catalog so you can see gaps — insight from your history, not moving money or applying for credit in the app.
Financial planning · September 20, 2026 · 6 min
Retirement Monte Carlo from your real portfolio, savings, and spend
Trixie runs retirement Monte Carlo on your actual portfolio, savings behavior, and honest spend — so projections reflect the balance sheet and run-rate you already trust.
Financial planning · September 19, 2026 · 6 min
What Ask Trixie can and can’t do
Ask Trixie is a tool-using chat feature over your data — useful for exploring net worth, run-rate, categories, bills, and plans — while the product category remains honest money measurement.
Financial planning · August 24, 2026 · 6 min
Your monthly average is lying to you
Buy a car and suddenly your budgeting app thinks you spend $9,000 a month. How one-off expenses distort every metric that matters — and how to fix it.
Credit cards · August 17, 2026 · 7 min
Credit card points 101: what a point is actually worth
Points sound like free money until you try to spend them. A practical guide to point valuations, transfer partners, and why 1¢ per point is your baseline.
Credit cards · August 10, 2026 · 5 min
The lazy person's guide to maximizing card rewards
You don't need 12 cards or a spreadsheet. You need to know your top three categories and stop leaving 2% on the table for them.
Financial planning · August 3, 2026 · 6 min
The real cost of carrying a credit card balance
Minimum payments are an anesthetic, not a plan. What 24% APR actually does to a balance, and the fastest honest way out.