Financial planning · August 24, 2026 · 6 min
Your monthly average is lying to you
Buy a car and suddenly your budgeting app thinks you spend $9,000 a month. How one-off expenses distort every metric that matters — and how to fix it.
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The Trixie blog
Honest numbers, plainly explained
Practical writing on financial planning, credit cards and points, and the measurement problems most money apps quietly get wrong.
Credit cards · August 17, 2026 · 7 min
Credit card points 101: what a point is actually worth
Points sound like free money until you try to spend them. A practical guide to point valuations, transfer partners, and why 1¢ per point is your baseline.
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Credit cards · August 10, 2026 · 5 min
The lazy person's guide to maximizing card rewards
You don't need 12 cards or a spreadsheet. You need to know your top three categories and stop leaving 2% on the table for them.
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Financial planning · August 3, 2026 · 6 min
The real cost of carrying a credit card balance
Minimum payments are an anesthetic, not a plan. What 24% APR actually does to a balance, and the fastest honest way out.
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